Legal
NinjaCoding / ninjacoding.net
Last updated: 16 July 2026
Part I — Service Terms and Conditions
These Terms and Conditions (the "Agreement") govern the use of the Services and Products provided under the trading name NinjaCoding through the website ninjacoding.net.
Article 1 — Definitions
As used in this Agreement:
a) "NinjaCoding" is a trading name used by the Group Entities listed in Schedule 1.
b) "Company", "We", "Us", "Our" refers to the Contracting Entity (as defined below) providing the Services or selling the Products under this Agreement.
c) "Contracting Entity" means the Group Entity identified in the applicable Order Form or, where the Order Form does not identify an entity, the Group Entity named on the relevant invoice. Each Group Entity contracts solely in its own name and on its own behalf; no Group Entity is liable for the obligations of any other Group Entity.
d) "Group Entities" means Goldmann Solutions Limited (UK), System Elements Pte. Ltd. (Singapore) and System Elements FZ LLC (UAE), whose details are set out in Schedule 1, and each of them a "Group Entity". The Company may, upon written notice to the Client, designate a different Group Entity as the Contracting Entity for future Services or invoicing periods; Services rendered and invoiced before such notice remain the responsibility of the previously designated Contracting Entity.
e) "Client", "You", "Your" refers to the recipient of the Services or the buyer of the Products and the party accepting this Agreement.
f) "Parties" means the Company and the Client collectively.
g) "Services" means the services provided to the Client by the Company, including all deliverables related to or resulting from such services.
h) "Products" means any ready-made digital product available on the Company's website or through individual communications, including video courses, market indicators, data feed providers and strategies.
i) "Order Form" means any form available on the Company's website or sent by email through which the Client expresses consent to receive or purchase the Services or Products or accepts this Agreement, including the website registration form and the Client's profile settings specifying the price and type of service.
j) "Invoicing Period" means the seven (7) day period from Saturday to Friday in respect of which the Company issues invoices.
Article 2 — Assent and Acceptance
By clicking the "I accept" button within the Order Form, the Client warrants that it has read and reviewed this Agreement and agrees to be bound by it. The Company agrees to provide the Services and Products only on the terms of this Agreement.
Article 3 — Services
3.1. The Company offers various Services, including but not limited to software development and programming, as described on its website or specified in communications with the Client.
3.2. Engagement models. Unless the Parties expressly agree otherwise in writing, all Services are provided on a time-and-materials basis at the hourly rate applicable to the Client. The Parties may occasionally agree in writing to perform a defined task for a fixed price; in that case the fixed price applies only to the scope expressly described in writing, and any work outside that scope is provided on a time-and-materials basis.
3.3. Hourly rates. Each Client has an individual hourly rate, specified in the Order Form. The Company may revise the hourly rate from time to time upon prior written notice to the Client; a revised rate applies only once notified to and agreed with the Client, and only to Services performed thereafter.
3.4. Estimates. The scope of Services for a particular project and the estimated number of hours required will be determined in communication with the Client in accordance with the requirements presented by the Client. Estimates are good-faith approximations only and do not constitute binding commitments; actual hours may exceed an estimate. The Company will notify the Client and request approval before materially exceeding an estimate.
3.5. Scope of billable time. On time-and-materials engagements, the Services comprise all time dedicated by the Company to the Client's project, including without limitation: software development and programming; analysis of requirements and review of Client communications; consultations; telephone, video and voice calls; chat and instant messaging; email correspondence; remote-desktop sessions; technical support; bug fixing; and troubleshooting. All such time is recorded and billable at the applicable hourly rate. For clarity, the investigation and rectification of bugs, errors and defects forms part of the Services and is billable at the applicable hourly rate (see also Article 7.4).
3.6. The Company will endeavour to deliver measurable progress within each Invoicing Period. The Client acknowledges that progress within a given Invoicing Period may depend on the timeliness and completeness of the Client's own communications, materials and approvals, and that time properly spent under Article 3.5 is billable whether or not a deliverable is completed within that Invoicing Period.
Article 4 — Products
4.1. The Company offers various ready-made digital Products, including but not limited to video courses, market indicators, data feed providers and strategies, as described on its website or presented in communications with the Client.
4.2. Products are sold only under the terms of this Agreement, which the Client accepts at the time of purchase.
4.3. Refunds. Products that include source code, and Products consisting of digital content that has been delivered, downloaded or accessed, are non-refundable. For all other Products, refund requests will be considered on a case-by-case basis if made within fourteen (14) days of purchase. The limitation of liability in Article 7 applies to the Products.
4.4. Support. Products, including courses, do not include private or individual support. Questions may be submitted through the Site's blog and forum in accordance with the published submission guidelines; the Company does not guarantee that any submitted question will be answered, and submissions that do not comply with the guidelines may be removed. Private email support is not part of any Product. Private consulting may be requested separately and, if agreed, is provided as Services under this Agreement.
4.5. Discounts. The Company may offer discounts on Products from time to time, including loyalty discounts calculated by reference to the number of courses in which the Client is enrolled relative to the total number of courses then available, up to the published maximum discount. Discounts and discount periods are offered at the Company's sole discretion, may be modified or withdrawn at any time, and do not constitute an entitlement.
4.6. Trading risk. Certain Products and deliverables relate to trading in financial markets. They are provided for informational and educational purposes only and do not constitute investment advice or a recommendation to trade. The Client acknowledges the Risk and Testimonials Disclosure published on the Site, which forms part of this Agreement, and accepts that trading involves substantial risk of loss and that no Group Entity is liable for trading losses incurred while using Products or deliverables developed or modified by the Company.
Article 5 — Payment and Invoicing
5.1. Deposit. As a condition of commencement of the Services, the Client shall pay a deposit in the amount specified in the Order Form. The deposit is non-refundable.
5.2. Hourly rate. The hourly rate for the Services is specified in the Order Form.
5.3. Invoicing. The Company issues invoices by email, typically every Friday in respect of Services rendered during the preceding Invoicing Period. The Company may also issue an invoice at any time once work has been delivered to the Client or a significant amount of work has been performed. Each invoice for time-and-materials Services is accompanied by a detailed time sheet and description of the Services provided.
5.4. Payment term. Invoices are payable no later than seven (7) days after the invoice is sent by email. Early payment is welcomed and enables earlier scheduling of future work.
5.5. Non-refundable. All amounts paid in respect of invoiced hours are non-refundable.
5.6. Late payment. If an invoice remains unpaid seven (7) days after it is sent, the Company may suspend all further work and decline to schedule future work on the project, even where the project is incomplete, until payment is received. If an invoice remains unpaid fourteen (14) days after it is sent, the Company may terminate this Agreement with immediate effect.
5.7. Taxes. All charges payable under this Agreement are exclusive of taxes, surcharges or other amounts assessed by any government. Taxes imposed on or required to be paid by either Party shall be the sole responsibility of that Party respectively.
5.8. Transaction costs. The Client shall bear the costs of bank transactions required to pay invoices.
Article 6 — Independent Contractors
The Parties are independent contractors. Nothing in this Agreement creates a partnership, joint venture, employment or agency relationship between the Parties. Neither Party has the power to bind the other or to incur obligations on the other Party's behalf without that Party's prior written consent.
Article 7 — Limitation of Liability
7.1. The Services and Products are provided by the Company and accepted by the Client "as is". The Company's liability is limited to the maximum extent permitted by law. Nothing in this Agreement excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for fraud or for death or personal injury caused by negligence.
7.2. The Company will not be liable for any general, special, incidental or consequential damages, including but not limited to loss of production, loss of profits, loss of revenue, loss of data, or any other business or economic disadvantage suffered by the Client arising out of the use of, or the failure to use, the Services and Products.
7.3. The Company makes no warranty, express or implied, regarding the fitness of the Services and Products for a particular purpose, or that the Services and Products will be suitable or appropriate for the specific requirements of the Client.
7.4. The Company does not warrant that use of the Services and Products will be uninterrupted or error-free. The Client accepts that software in general is prone to bugs and flaws within a level accepted in the industry.
7.5. Third Party Products. Under no circumstances will the Company be liable for damages or losses resulting from the use of, or inability to use, Third Party Products. "Third Party Products" means any codes, libraries, features, templates or other content or products available under open-source, extended or other licences, not owned or created by the Company, provided as part of or in connection with the Services and Products.
7.6. The Client's claims, if any, lie solely against the Contracting Entity that provided the relevant Services or Products, and not against any other Group Entity.
Article 8 — Intellectual Property; Reuse
The Company has the right to reuse the deliverables resulting from or relating to the Services (software and code) for the purpose of creating other similar (but not identical) software and code, and to use such similar deliverables commercially, including by selling them on the market. For the avoidance of doubt, the Company will not commercialise a deliverable in the identical form in which it was delivered to the Client.
Article 9 — Confidentiality
9.1. "Confidential Information" means any non-public information disclosed by one Party to the other in connection with this Agreement — whether technical, commercial or financial, and including source code, project requirements, business plans, client lists and pricing — that is designated as confidential or would reasonably be understood to be confidential.
9.2. Each Party shall keep the other Party's Confidential Information confidential, use it solely for the purposes of this Agreement, and not disclose it to any third party, except to employees, contractors and professional advisers who need it for those purposes and are bound by comparable confidentiality obligations, or where disclosure is required by law or a competent authority.
9.3. Confidential Information does not include information that: is or becomes publicly available other than through breach of this Agreement; was lawfully known to the receiving Party before disclosure; is lawfully received from a third party without restriction; or is independently developed without use of the disclosing Party's Confidential Information.
9.4. Nothing in this Article limits the Company's rights under Article 8 or its use of general skills, know-how and experience gained in performing the Services.
9.5. The obligations in this Article survive for three (3) years after termination or expiry of this Agreement.
Article 10 — Warranties
10.1. The Company warrants that all deliverables created under the Services are original and do not infringe the rights of third parties.
10.2. The Company will use reasonable endeavours to respond promptly, on business days, to questions, inquiries and suggestions of the Client regarding the Services.
Article 11 — Term and Termination
11.1. This Agreement begins on the date of the Client's acceptance and continues for one (1) year. Thereafter it renews automatically for successive one (1) year periods, unless either Party gives written notice of non-renewal before the end of the then-current period.
11.2. Either Party may terminate this Agreement upon written notice:
a) if the other Party commits a material breach of any term of this Agreement that is not capable of remedy within fourteen (14) days, or that should have been remedied within fourteen (14) days after a written request and was not; or
b) if the other Party becomes unable to perform its duties hereunder, including a duty to pay or a duty to perform.
11.3. Termination is without prejudice to accrued rights, including the Company's right to payment for Services rendered up to the effective date of termination. Articles 5.5, 7, 8, 9 and 12 survive termination.
Article 12 — General Provisions
a) Language. All communications and notices under this Agreement shall be in English.
b) Governing law and jurisdiction. This Agreement is governed by the law applicable to the Contracting Entity, and the Parties submit to the exclusive jurisdiction of the corresponding courts, as set out in Schedule 1. This choice of law, venue and jurisdiction is mandatory, not permissive.
c) Assignment. The Client may not assign, sell, lease or otherwise transfer this Agreement or any rights granted hereunder, in whole or in part. The Company may assign this Agreement, including to another Group Entity; in that event the rights and liabilities of the Company will bind and inure to its assignees, administrators, successors and executors.
d) Severability. If any part of this Agreement is held invalid or unenforceable by a court of law or competent arbitrator, the remaining parts will be enforced to the maximum extent possible and the remainder of this Agreement shall continue in full force.
e) No waiver. Failure by the Company to enforce any provision of this Agreement shall not constitute a waiver of any future enforcement of that or any other provision.
f) Headings. Headings are for convenience only and do not affect the meaning of any provision.
g) Force majeure. The Company is not liable for any failure to perform due to causes beyond its reasonable control, including acts of God, acts of civil or military authorities, riots, embargoes, natural disasters and other unforeseen circumstances.
h) Contact. The Company may be contacted at: Email: yuri@ninjacoding.net; Phone: +44 7378 462434; or at the registered address of the relevant Contracting Entity set out in Schedule 1.
i) Client warranty. The Client guarantees the accuracy of the information entered when completing the Order Form or registering on the website, and warrants that it has full legal capacity to enter into this Agreement.
Schedule 1 — Group Entities, Governing Law and Jurisdiction
| Contracting Entity | Registered details | Governing law | Courts |
|---|---|---|---|
| Goldmann Solutions Limited | Company no. 14451510, registered in England and Wales. Office 5125, 182-184 High Street North, East Ham, London, E6 2JA, UK | Laws of England and Wales | Courts of England and Wales |
| System Elements Pte. Ltd. | UEN 202611648K, registered in Singapore. 77 High Street, #10-12B, High Street Plaza, Singapore 179433 | Laws of the Republic of Singapore | Courts of Singapore |
| System Elements FZ LLC | Licence no. 5028044, registered with the Ras Al Khaimah Economic Zone Authority. FDRK4288 Compass Building, Al Shohada Road, Al Hamra Industrial Zone-FZ, Ras Al Khaimah, UAE | Federal laws of the United Arab Emirates as applied in the Emirate of Ras Al Khaimah | Courts of Ras Al Khaimah, UAE |
Part II — Privacy Policy
Effective date: 16 July 2026
This Privacy Policy explains how the NinjaCoding group entities — Goldmann Solutions Limited (UK), System Elements Pte. Ltd. (Singapore) and System Elements FZ LLC (UAE) (together "NinjaCoding", "we", "us" or "our") — collect, use, disclose and safeguard your information when you visit https://ninjacoding.net (the "Site") or use our services. The data controller in respect of your personal data is the entity with which you contract or, for visitors who have not contracted with us, Goldmann Solutions Limited. If you do not agree with the terms of this Privacy Policy, please do not access the Site.
We reserve the right to amend this Policy at any time. Changes take effect when the updated Policy is posted on the Site, and the "Effective date" above will be revised accordingly. You are encouraged to review this Policy periodically; continued use of the Site after a revised Policy is posted constitutes acceptance of the changes.
Information We Collect
We may collect the following categories of information:
Personal data. Information you voluntarily provide, such as your name, email address, telephone number and billing address, when you register on the Site, complete an order form, purchase services or products, or communicate with us.
Derivative data. Information our servers collect automatically when you access the Site, such as your IP address, browser type, operating system, access times and the pages viewed before and after accessing the Site.
Financial data. Payment-related information (such as payment method and transaction details) collected when you purchase or request information about our services and products. Card payments are processed by third-party payment processors, and we do not store full card numbers.
Cookies and Similar Technologies
The Site uses cookies and similar technologies to operate (for example, session and login cookies) and to understand how the Site is used (analytics). Where required by applicable law, we will ask for your consent before setting non-essential cookies. You can control or delete cookies through your browser settings; disabling cookies may affect the functioning of parts of the Site.
Legal Bases for Processing
Where the UK GDPR or EU GDPR applies, we process your personal data on the following bases: performance of a contract (providing the services and products you order); our legitimate interests (operating, securing and improving the Site and our business, and communicating with clients); compliance with legal obligations (accounting, tax and regulatory requirements); and consent, where we rely on it (such as for marketing emails), which you may withdraw at any time.
Use of Your Information
We use information collected about you to: create and manage your account; provide, fulfil and manage the services, products, orders and payments you request; issue invoices and process payments and refunds; email you regarding your account, orders or invoices; respond to service and support requests and resolve disputes; monitor and analyse usage to improve the Site and our services; prevent fraud and protect against criminal activity; send you newsletters and information about our services and promotions where permitted by law and subject to your right to opt out; and comply with legal obligations.
Disclosure of Your Information
We may disclose your information in the following circumstances:
By law or to protect rights. Where release of information is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property and safety of others, as permitted or required by applicable law.
Service providers. To third parties performing services on our behalf, including payment processing, data analysis, email delivery, hosting, customer service and marketing assistance, under obligations to protect your information.
Group entities. Between the NinjaCoding group entities listed above, for the purposes described in this Policy, in which case each entity honours this Policy.
Business transfers. In connection with a merger, sale of company assets or acquisition of all or part of our business, subject to this Policy.
Marketing. With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
International Transfers
Because our group entities are located in the United Kingdom, Singapore and the United Arab Emirates, your information may be transferred to and processed in countries other than your own. Where required by applicable law, we implement appropriate safeguards for such transfers.
Data Retention
We retain personal data only for as long as necessary for the purposes set out in this Policy, to provide our services, and to comply with legal, accounting and tax obligations.
Your Rights
Depending on your location, you may have rights under applicable data protection law (including the UK GDPR / EU GDPR and the Singapore Personal Data Protection Act), such as the right to access, correct, delete or receive a copy of your personal data, to object to or restrict processing, to withdraw consent, and to lodge a complaint with a supervisory authority (in the UK, the Information Commissioner's Office). To exercise these rights, contact us using the details below.
Security of Your Information
We use administrative, technical and physical security measures to protect your personal information. However, no security measures are perfect or impenetrable and no method of data transmission can be guaranteed against interception or misuse; we cannot guarantee complete security of information disclosed online.
Policy for Children
Our Site and services are not directed at children, and we do not knowingly collect information from children under the age of 13 (or the higher age required by applicable law). If you become aware of any data we have collected from children, please contact us using the details below.
Do-Not-Track Signals
No uniform technology standard for recognising Do-Not-Track ("DNT") signals has been finalised, and we do not currently respond to DNT browser signals. If a standard we must follow is adopted, we will inform you in a revised version of this Policy.
Contact Us
Questions or comments about this Privacy Policy, and requests to exercise your rights, may be addressed to:
Goldmann Solutions Limited (for the NinjaCoding group)
Office 5125, 182-184 High Street North, East Ham, London, E6 2JA, UK
Email: yuri@ninjacoding.net